Single Family Home
Single-Family Home insurance covers the structure of your home, personal belongings, liability, and additional living expenses if your home becomes uninhabitable due to a covered loss. Also includes coverage for detached structures like garages and fences.
Townhome and Condo
Covers the interior of the unit, personal belongings, liability, and additional living expenses. Coverage may vary depending on the community or association’s master policy. Policies typically insure the inside of the home, while the association covers exterior and shared spaces.
Renters Insurance
Covers personal belongings, liability, and additional living expenses if the rental unit becomes uninhabitable. Does not cover the building itself. Many landlords require renters insurance as part of the lease agreement.
