Comprehensive & Collision
Collision Coverage: Pays for repairs or replacement of your car if you’re in an accident, no matter who’s at fault. Comprehensive Coverage: Covers non-collision incidents like theft, vandalism, or weather damage (like hail or flooding).
Uninsured/Underinsured Motorist Coverage
Pays for your injuries or damages if you're hit by a driver with minimal or no insurance.
Personal Injury Protection
Personal Injury Protection covers medical expenses for you and your passengers, no matter who caused the accident. Can also cover lost wages or other related costs.
Medical Payments
Pays for medical bills for you and your passengers after an accident, regardless of who is at fault.
GAP Coverage
If your car is totaled, it pays the difference between what you owe on your loan/lease and what your car is worth.
Add-ons
Roadside Assistance: Helps with emergencies like flat tires, battery issues, or lockouts. Rental Reimbursement: Covers the cost of a rental car if your car is in the shop due to a covered incident.
Full Coverage vs. Liability
Full coverage includes a combination of different types of insurance, such as liability, collision, and comprehensive coverage, offering more protection for you and your vehicle in a variety of situations, like accidents, theft, or weather damage.
Liability insurance, on the other hand, only covers the damages or injuries you cause to others in an accident. It doesn’t cover any damage to your own car or injuries you may sustain.
